• Budget Apps For Mac Free
• Free Budget Apps Mac Free
• Free Budget Apps Mac Pro
• Free Budget Apps Macbook
• Free Home Budget Apps For Mac

While the app itself is free, there is a monthly cost of $4 to use it. You still get to try the first 30 days for free though! This app sections off your money using an envelope system, which basically means it allocates money to certain categories of your budget to prevent overspending. It is a free budgeting app that couples can use to manage their finances. Like all of the other budgeting apps and products that we have mentioned, Mint is a cloud based service that allows you to control your budget from any browser or the app.

Did you make a resolution to get control of your finances in 2018? If so, how’s it going? If you’re like most, it’s probably not going so well. It’s never too late though. The first thing you’ll need to do to get back on track is build a budget. This used to be a very complex task; however, it’s now a breeze thanks to budgeting and planning apps. By downloading the ideal budget app for your needs, you can formulate a plan to pay off debt, save money, and budget for future expenses.

Using a budget app can turn your iPhone or Android into a personal money management machine. Additionally, these apps are so sophisticated that they can even act like a personal financial advisor by helping you find your wasteful spending and identifying ways to save money. By automating many functions that you used to have to do manually, building and maintaining a budget has never been easier. These budget apps can also be a very effective learning tool for many who have no experience in managing money.

Each app has different features and benefits to help you, so be sure to check a few out before choosing. Once you start using a budgeting app, you may find, over time, that you outgrow it and need something a little more sophisticated. This is healthy and means you’re increasing your knowledge and skills in managing your money.

There are many apps on the market, with new ones appearing every day. It’s important to spend time evaluating any app you’re considering to ensure you don’t have to go through the sometimes painstaking task of setting it up more than once. Different apps focus on different things, so take the time to prioritize what you need in an app.

Here are some of the best apps available; let’s take a closer look at what they have to offer.

1. Mint

Mint has been around a long time and is a very well known budgeting app. It’s very easy to use and can sync to your bank account to gather the details necessary to help you create a personalized budget. Mint was created by Intuit, the same company that created QuickBooks and TurboTax, so you can be sure of operating on the same secure platform utilized by banks. Not only can you plug in your banking information, but you can also tie Mint into your credit card accounts, brokerage accounts, and other lending and financial institutions.

Mint is very helpful in managing your financial matters in a number of ways. Not only is budget building seamless and easy, but Mint also helps guide your day-to-day spending by automatically categorizing your expenditures, alerting you to unusual spending and helping you reduce fees you may incur. By alerting you when you go over budget, keeping you abreast of your credit score, and tracking your spending by category, Mint can give you a great snapshot of your financial picture at any time. Mint also includes a bill paying function that helps you stay on track and avoid any missed payments that could hurt your credit.

2. PocketGuard

PocketGuard is an app that focuses on helping you manage your spending. It also links to all your financial accounts and gives you excellent visibility into your total financial picture. PocketGuard is one of the easiest apps to set up and does an excellent job of tracking your income, savings, and bills throughout the month. PocketGuard also analyzes your bills and looks for ways you could potentially save and find better deals on things you pay for monthly, such as your phone bill, cable services, and Internet service.

PocketGuard is especially good at helping you manage your cash flow by projecting out your expenditures in the near future and accounting for your expected income. The interface is very simple to use and offers easy-to-use charts and graphs to give you a good picture of where you stand financially. PocketGuard offers apps for iPhone and Android devices, as well as a desktop version. You can even access your PocketGuard app from your Apple Watch.

3. You Need a Budget (YNAB)

You Need a Budget is a hip and culturally current app that has developed a big following among young professionals. Utilizing money management tools that are different from traditional budgeting tools, You Need a Budget takes a different approach to managing your money. Instead of focusing on the more common methods of categorizing your money and expenditures, the app focuses on four simple rules.

In essence, each dollar of your income is given a job, such as bill paying, saving, or investing. By accounting for every dollar each month, it helps you cut down on overspending. By keeping it simple, YNAB helps you avoid the stress and pain of building a full-blown budget. In addition, YNAB also helps you plan for unexpected or infrequent expenses. It helps you get ahead so you’re not living paycheck to paycheck while also teaching you to be resilient if you’re hit with an unexpected overage.

YNAB also offers free online classes to help you learn about money management, as well as a free introductory period so you can try it out. It also offers goal-tracking tools that help you meet your savings goals and any goals you have for paying off your debt. YNAB has apps that work on your desktop, Android, or iPhone.

4. Wally

Wally focuses solely on budgeting, which for some is all they need. While Wally is basic in its offerings, it does a good job of tracking your income, expenses, and your remaining discretionary income. Wally is a completely free app and does an excellent job of tracking your expenses by allowing you to enter them manually or snap a picture of your receipt. Wally also offers alerts when your bills are due, when you reach certain milestones such as a savings goal, or any other activity you want to keep track of.

As with most of the budget apps available, Wally offers apps for iPhone, Android, and desktop. Wally is free to use and is able to support almost all foreign currencies.

5. Goodbudget

Goodbudget, formerly known as Easy Envelope Budget Aid, uses a traditional envelope approach to budgeting but on a digital platform. It’s very good for couples looking to manage their finances together. The app provides complete visibility across all platforms and devices in real time so both parties can see where all the money is and where it’s going. It also has some specialty features that help couples learn to save for big-ticket items such as cars and vacations. While this is an excellent app for couples, it’s equally as useful for single consumers.

With each paycheck, consumers add money to their envelopes as needed to pay bills, reach certain goals, and save money. Once the money is allocated, it’s easy to see how much discretionary income is left over. Consumers are able to keep from overspending. The basic app is free and allows up to 10 envelopes. The pro version is more robust and allows for more envelopes, account history, and provides other financial tools.

6. Simple

Simple is not just an app for managing your budget. It’s also a bank account that can take the place of your traditional checking account so there’s a seamless interaction between your banking transactions and your budget. Simple offers many great features such as its Safe-to-Spend feature, which lets you know if your budget is on track and whether you’re free to make an additional purchase. The savings goal feature keeps you motivated to keep saving through continuing encouragement.

By having your budget and your bank account inside the same app, income and expenses are tracked automatically, saving you the time and energy of making any manual entries. Simple is compatible with all devices, offers great visibility into your money management, and is free to use.

7. BUDGT

While BUDGT is only for iPhone, it’s a great little app with a lot to offer. BUDGT makes it easy to add your income and any recurring expenses to get you started on budgeting. The app has a focus on daily budget management, giving you a real-time status on where you stand with your money. This helps you make better decisions and curtail unnecessary spending and impulse buys. By being able to view daily status, you can determine whether the money you’re considering spending is in keeping with your budget goals. The app can also give you cash flow projections at points in the future.

BUDGT has easy-to-manage categories and is a simple and intuitive budgeting tool. Its unique daily views help you keep a tight hold on money.

8. Mvelopes

Mvelopes is a digital envelope budget method app that can help you gain better control over your money. Mvelopes has been around for quite some time compared to some of the other similar apps. Because of its longevity, the app’s developers have been able to improve it into a very robust tool that has many features for all levels of budgeting expertise.

Mvelopes provides three different product levels to consider, namely Mvelopes Basic, Mvelopes Plus, and Mvelopes Complete.

The advantage of using an envelope system is the ability to put your money into as many envelopes as your personal financial situation calls for. This way, you can account for every penny in your budget. Every product level allows for as many envelopes as you need. You can tailor your digital envelope budget to be as detailed as you want while keeping everything in one place.

Mvelopes offers every user live support, regardless of the level of the product, through phone or chat. Depending on the level, multiple resources are available such as a personal finance trainer who can offer consultation and advice on a quarterly basis. On the website, you can find many resources in the company’s Learning Center.

Mvelopes feels that, since everyone’s finances are unique, it needs to offer a variety of services for customers to consider. Users can pay bills and manage their budget from iPhone, iPad, Android, and desktop.

9. Unsplurge

Unsplurge is a fun app that’s completely different from other budgeting apps. It’s not meant to be a total budget management tool but, rather, one that helps you budget and save up for a specific item or event. It’s a fun app to use when trying to save for a new car, a down payment on a house, a vacation, or a wedding.

Unsplurge helps you reach your goals by monitoring your progress and offering up tips to help you get there. It’s effective by helping you carve out money from your normal expenditures and direct it towards the purchase of something you really want. And, it helps you avoid incurring debt in order to buy those big-ticket purchases. Unsplurge is a free app for iPhone.

Regardless of which budget app you decide on, you’ve made a very good decision. Getting ahold of your finances is the key to eventual financial success and satisfaction. Budgeting helps you to make the most of every dollar you have and helps you make the best decisions with everyday spending. Keeping track of your money can help you avoid debt, or even get out of debt. If you currently have no savings or emergency fund to fall back on, utilizing a budgeting app can help you get started toward your savings goal. With everything that’s available to you to help manage your money, there’s no reason not to take advantage of them. Try one of these great money management solutions and get on your way to reaching your financial goals in 2018.

Interested in saving money and budgeting?

Who wouldn’t be, right?

Well, in this post, we’ve listed all the best free budgeting apps that save you money for Android and Apple devices.

There are a lot of reasons why you should start budgeting.

Some of the main reason include:

• It can stop you from overspending.
• It ca prevent you from dipping into savings.
• It helps you save money in the short and long term.

And these are just a few reasons why you should budget and stick to it no matter how often you get paid. There are many other reasons including the fact that budgeting actually reduces financial stress.

Some people may find making a budget and sticking to it stressful, but with the apps we list below, you’ll find it easy to get started.

Free Budgeting Apps for iOS & Android

Here are some free apps you can use to save money. Apps listed in this section work for both Android and Apple devices. Most of them are entirely free, but there are some that offer premium services which will cost money.

With that said, here are the top free budgeting apps for couples, families, singles, seniors, millennials and everyone in between.

1. Mint: Budget, Bills, Finance

• Download: Mint for iOS & Android

This app lets you get the complete picture of your finances. They bring together all the information from your account balances, spending, credit score, net worth, and more. With this app you can:

• Track your bills and due dates
• Keep track of all your finances across all banks
• Create budgets
• Get a free credit score
• Get bill reminders so you don’t have to worry about late fees
• Sync your Mint account across multiple devices

On the Apple App Store, this app has 438 thousand ratings with averages out to 4.7 stars out of 5. On Google Play, the app has over 131 thousand ratings which averages to a little over 4 stars out of 5.

2. Money Manager Expense & Budget

• Download: Money Manager Expense & Budget for iOS & Android

This app is a:

• Finance planner
• Income reviewer
• Expense tracker
• Personal asset manager

The app has 176 thousand ratings on Google Play, which averages out to 4.5 stars out of 5. On the Apple App Store, the app has 348 ratings that averages to 4.7 out of 5.

3. Mobills Budget

• Download: Mobills for iOS & Android

Take control of your finances with this app. This budget planning app allows you to make a custom budget, track your spending, set financial goals, and set bill payment reminders. Using this app will let you stay out of debt and save money.

On the Apple App Store, there are 1.2 thousand ratings that average out to 4.7 stars out of 5. On Google Play, the app as 178 thousand ratings that averages to 4.5 stars out of 5.

4. Clarity Money – Manage Your Budget

• Download: Clarity Money for iOS & Android

This 100% free app uses data science and machine learning to create the perfect budget for you. Clarity Money helps you:

• Cancel unwanted monthly subscriptions
• Plan your budget and manage expenses
• Track spending
• Get started saving with automated recurring deposits

On the Apple App Store, this app is rated 4.7 by 41.9 thousand ratings. On Google Play, there are over 3 thousand ratings which averages to 4 stars out of 5.

5. Fudget

• Download: Fudget for iOS & Android

This very popular app has many amazing features, including:

• Simple to understand interface
• Create simple lists of income and expenses
• One-tap adding and editing to budgets
• Recurring budget plans that can be used over and over again
• Choice of currency symbols to be used in more than just the US
• Passcode lock and login to keep your info safe
• Universal app that can be used across multiple devices

On the Apple App Store, the app is rated 4.8 stars out of 5 from 3.5 thousand ratings. On Google Play, there are 2 thousand ratings which average out to almost 5 stars out of 5.

6. Spendee – Budget and Expense Tracker & Planner

• Download: Spendee for iOS & Android

This is the perfect app, whether you are a single college student or budgeting for a family. It allows you to save money and prepare for the future. It gives you charts of expenses and income. All you need to do is sync the account with your bank account.

The 2 thousand ratings on the Apple App Store averages to 4.5 stars out of 5. On Google Play, the average rating of its 25 thousand reviews is 4 stars out of 5.

7. Goodbudget: Budget & Finance

• Download: Goodbudget for iOS & Android

Goodbudget is a money manager and expense tracker that’s great for home budget planning.

It has real-time tracking, so you can always stay on top of where your money is going. You can sync it across any device, including on the web. You can share your budget with other people so that everyone in the household can be on the same page.

On the Apple App Store, the app is rated 4.7 stars out of 5 from 9.9 thousand reviews. On Google Play, there are 18 thousand reviews that rate a little over 4 stars out of 5.

8. Spending Tracker

• Download: Spending Tracker for iOS & Android

This is a user-friendly app that many people find useful for budgeting. Download it for free, enter your income and your expenses, and start saving money. On the Apple App Store this app as 4.7 stars out of 5 thanks to 4.5 thousand review. On the Google Play store, there are 41 thousand reviews which average out to 4.5 stars out of 5.

9. You Need A Budget App (YNAB)

• Download: YNAB for iOS & Android

YNAB, which stands for “you need a budget”, will help you break out of the cycle of living from paycheck to paycheck. On average, users save $600 in the first two months. This can equal to over than $6,000 a year.

Unfortunately, you can only use it for free for 30 days. After that, it costs $7 a month.

On the Apple App Store, the app has a rating of 4.8 stars out of 5. This is from 10.4 thousand reviews. On Google Play, the app is rated 4 stars out 5 from 4 thousand reviews.

10. PocketGuard: Personal Finance, Money & Budget

• Download: PocketGuard for iOS & Android

Pay bills, manage multiple accounts and stay on top of your spending habits with this app. On the Apple App Store, the app is rated 4.7 stars out of 5 stars. There are 2.6 thousand ratings. On Google Play, there are 800 reviews that average to a little over 4 stars out of 5.

11. Honeydue: Budget, Bills & Money for Couples

• Download: Honeydue for iOS & Android

Honeydue is the best personal finance app for couples. Track your bills, bank balance, and spending together. Learn how to handle your spending habits together. On the Apple App Store, it’s rated 4.5 stars from 3.9 thousand ratings. On Google Play, the app only has 400 reviews but averages to almost 5 stars.

12. Money Lover: Money Manager, Budget Expense Tracker

• Download: Money Lover for iOS & Android

This is an app designed millennial young professions for young professionals. Key features of the app are:

• Track expenses and incomes by categories (food, fuel, etc.).
• Set a limit on how much to spend in a category; get alerted when close to limit
• Set a savings goal
• Financial reports give you an overview of your spending, income by date or group
• Connect with bank accounts and get automatic bank feed
• Get reminded when payments are due

From the 609 ratings on the Apple App Store, this app averages to 4.5 stars out of 5. It’s much more popular on Google Play, with 141 thousand reviews that average out to almost 5 stars.

13. Monefy – Money Manager

• Download: Monefy for iOS & Android

With one click, you can balance your budget, add people to your family budget, add your newest purchases to your record, and more. It’s that easy with Monefy. On the Apple App Store, this app is rated 4.8 stars from a few hundred reviews. On Google Play, the app has 133 thousand reviews. These average out to almost 5 stars out of 5.

14. Fast Budget – Expense & Money Manager

• Download: Fast Budget for iOS & Android

Control your personal and family finances with this app. You can check your daily expenses, boost your savings, and look at visual reports of your spending. This app has over 73 thousand reviews combined from both Google Play and Apple. Over both platforms, it has nearly 5 stars out of 5.

15. Gimi – pocket money manager

• Download: Gimi for iOS & Android

Gimi is a pocket money app and chores manager. It was created for families to teach kids about money and personal financial management. It’s a good way to teach them in a fun and safe place where there is a little risk of messing up. On the Apple App Store, the app has 58 ratings which average out to be 3.9 stars out of 5. On Google Play, the app has 2 thousand ratings which average to a little under 4 stars out of 5.

16. Wally Next

• Download: Wally Next for iOS & Android

Wally brings your financial life together so you can get smarter about your finances, plan easier, be more organized, and stay in sync with the people that matter.Wally has over 700 reviews on the Apple App Store and is rated 4.1 stars out of 5. This app isn’t recommended by Google Play users however, as it only has over 100 reviews and is rated 2 stars.

17. MoneyControl Spending Tracker

• Download: MoneyControl for iOS & Android

If an app isn’t user-friendly, it’s not going help you budget. That’s why this app is good for people who need a simple app to help them handle their finances. Everything is kept simple so you can focus on saving money and curbing your spending. There are over 40 reviews on the Apple App Store that average to be 4.5 stars or of 5. On Google Play, the app has almost 5 stars from over 4 thousand reviews.

18. Mvelopes Budget App

• Download: Mvelopes for iOS & Android

While this app is free to use for only 30 days, it’s still worth mentioning because it is a pretty high-quality app. You can keep track of all your transactions, budget your household and personal financial needs, and receive feedback on where you’ve spent your money. The app has over 2 thousand reviews of the Apple App Store, which has earned a rating of 4.5 stars out of 5. On Google Play, it has 3 thousand reviews and nearly 5 stars out 5.

Free Budgeting Apps for Android

Here is a list of the best budgeting apps available on Google Play Store for Android devices.

19. Money Manager: Expense Tracker, Free Budgeting App

• Download: Money Manager for Android

This app aims to help you track finances efficiently. It’s designed to be simple, easy to use, and straightforward. Key features are:

• Income and expense tracker
• Visualized reports about your income and expenses
• Organize bills by week, month, or year, as well as by categories
• Set reminders to record your translations and pay bills
• No ads or feature restrictions

There are over 66 thousand ratings that average out to about 5 stars out of 5.

20. Monthly Budget Planner & Daily Expense Tracker

• Download: MBPDET for Android

This is a powerful app that is user-friendly, no matter who you are. Here are some of the features of the app:

• Built-in speech recognition
• Autocomplete function based on your previous entries
• Built-in calculator
• Built-in budget maker template
• Budget forecast based on previous transactions

On Google Play, the app has over 12 thousand that averages out to be about 5 stars out of 5.

21. EveryDollar: Budget Tool and Expense Tracker

• Download: EveryDollar for Android

With this app, you can create a custom monthly budget and start saving money. This app uses the zero-based budget approach, recommended by financial expert Dave Ramsey. On Google Play, the app has a little over 3 thousand ratings which average to 4 stars out of 5.

22. Wallet – Finance Tracker and Budget Planner

• Download: Wallet for Android

On this app you can save money, plan your budget, and track your spending. When you use the app, you get reports about your finances that will help you stay on track. On the Google Play store, the app has over 100 thousand ratings that averages out to almost 5 stars out of 5.

23. Income vs Expenses – budget & finance manager

• Download: Income vs Expenses for Android

This simple to use app allows you to compare your expenses to your income. It’s fast and easy to use, only taking a few minutes a day to balance your budget. The app has over 9 thousand reviews on Google Play, which is rated 4.7 stars out of 5.

24. EasyBudget

• Download: EasyBudget for Android

If you are looking for an easy-to-use, no-frills budgeting app, then this one is great for you. It’s got 3 thousand reviews on Google Play and averages out to almost 5 stars out of 5.

25. Personal Capital -Budgeting, Investing, Finance App

• Download: Personal Capital for Android

This is an award-winning personal financial software that helps you track and manage your finances. The app consults financial planners to help you prepare a good budget. On Google Play, the app has over 9 thousand reviews, which averages to be almost 5 stars out of 5.

26. Prism Pay Bills, Money Tracker, Personal Finance

Budget Apps For Mac Free

• Download: Prism for Android

Prism helps you never miss a bill payment again. You get reminders, see your income, all your account balances, monthly expenses, and more. The app has over 19 thousand ratings that is almost 5 stars out of 5.

27. Truebill Budget Planner, Bill Tracker, and Reminder

• Download: Truebill for Android

Truebill is a personal finance tracker, budget planner, and bill reminder app. The budget planner and bill reminder keep track so you don’t have to. This app has a little over 4 stars from one thousand ratings.

28. Bluecoins Finance: Budget, Money & Expense Manager

• Download: Bluecoins Finance for Android

Bluecoins is an app for expense tracking and budgeting. It’s a simple app but still powerful and easy to navigate. Even better, this app also works with Google Pay and PayPal! There are 12 thousand ratings that average to be almost 5 stars.

29. 1Money – expense tracker, money manager, budget

• Download: 1Mony for Android

This app aims to show you exactly where your money is going. You can track your spending on the go. There are 24 thousand reviews of the app, rewarding it with almost 5 stars out of 5.

30. NerdWallet: Credit Score, Budgeting & Finance

• Download: NerdWallet for Android

Maximize credit card rewards, extra cash back, track your credit score, and make a budget with this app. There are over 3 thousand reviews on Google Play that averages out to almost 5 stars out of 5.

31. Bills Reminder, Payments & Expense Manager App

• Download: Bills Reminder for Android

This app is all about keeping on track with your bills. You’ll never get a late fee again if you use this app. It’s a 5 star out of 5 on Google Play, which was averaged from over 9 thousand reviews.

Free Budgeting Apps for iPhone

These are the absolute best free apps for budgeting available in the Apple App Store for iPhone, iPad and other iOS devices.

32. Budgeting Buddy

• Download: Budgeting Buddy for iOS

Free Budget Apps Mac Free

This app lets you maintain monthly and daily budgets. It’s free and has lots of features. They also have a premium version, but the free version is still very useful. On the free app you can:

• Check your monthly budget
• See all transactions from whatever date you choose
• Set currency
• Add daily expenses

Out of 552 reviews on the Apple App Store, this app has a rating of 4.7 stars out of 5.

33. Daily Budget Original

• Download: Daily Budget Original for iOS

If you are worried about connecting an app to a bank, you don’t have to worry about this one. The data just stays on your advice and doesn’t need to connect to your bank account. Features of the app are:

Free Budget Apps Mac Pro

• Daily budget calculation
• Saving plans
• Basic categories for expenses
• Backed up data

The app is rated 4.7 stars out of 5 from 3 thousand reviews on the Apple App Store.

34. MoneyStats – Budget Planner

• Download: MoneyStats for iOS

With this app, you have full control of your finances. You can create financial overviews, track your money, and manage your expenses. Features of this app are:

• budget
• manage your money and your bank accounts
• categorize expenditures
• discover new ways to save money
• manage your finances on different devices
• automatically group your transactions
• create recurring inputs and outputs
• import from external data sources such as CSV

On the Apple App Store, there are 55 reviews that average out to 4.5 stars out of 5.

35. Budget Wiz

• Download: Budget Wiz for iOS

Keep your money managed and unspent with this app. Keep track of your income, expenses, and more, as well as get visual reports of your finances. The app syncs with iCloud so you can use it across multiple devices. It’s rated 4.1 stars out of 5 from over 30 ratings.

36. Expense Manager, Money Tracker

• Download: EMMT for iOS

Money management is always complicated. It doesn’t have to be with this app. It’s a very simple to use app that lets you know what you are spending your money on. Your financial wellness depends very much on how well organized you are with your spendings but it also helps if you are keeping an eye close to your incomes and family budget. On the Apple App Store, the app has over one hundred reviews that are rated 4.6 stars out of 5.

37. Pocket Expense 6

• Download: Pocket Expense 6 for iOS

This app brings all your financial accounts together so you can keep track of them all in one place. You can categorize your transactions, track your bills, set budgets, and achieve saving goals with Pocket Expense. There are over 1 thousand ratings on the Apple App Store that average out to 4.4 stars out of 5.

38. Expense Keep – Monthly Spending Tracker

• Download: Expense Keep for iOS

Free Budget Apps Macbook

Expense Keep is the simplest and quickest way to track your expenses. It will save you money and improve your financial health. The app is rated 4.3 stars out of 5 from over 1 thousand reviews.

Final Thoughts

Hopefully, after checking out these free budgeting apps, you’ll have found the perfect one for your needs.

Free Home Budget Apps For Mac

Are there any budgeting apps that you use? Have you used any of these apps before? Let us and our readers know about your experiences in the comments below.